• 微博
  • 微信微信二维码

广东省人民政府首页  >  要闻动态  >  广东要闻

民间借贷年利率未超24%部分受法律保护

来源: 南方日报网络版     时间: 2019年07月23日 17:15:41
【字体:

腾讯5分彩微信群平台直招龙虎代理客服QQ【3512280158】诚招代理【在线开户网址um996.com】龙虎和龙虎1赔2.211合1赔9.95,定位胆1赔9.95腾讯分分彩,5分,10分彩,最高返水100反9快,最高赔率,正规信誉大平台平台24h提供注册及登录。民间借贷年利率未超24%部分受法律保护

巴黎股市CAC40股指7日尾盘报收于5154.75点 海夜跑9k 大凉山有多穷?7岁男孩从没洗过澡没见过卫生纸 京东二季度亏损5亿 仍决定花43亿投资永辉超市 兼任北京市委书记 尉健行干了啥? 宁泽涛50米自小组垫底无缘决赛 自评成绩达预期 日前首相:侵华伤害中华民族感情 上百年不会消除 日前首相:侵华伤害中华民族感情 上百年不会消除 厦门一小区内爷孙俩上吊身亡 孙子仅3岁 张呈栋正式加盟巴列卡诺 亮相发布会秀流利葡语 丁宁坦言单打表现胜双打 复仇战对老冤家福原爱 曝迪亚曼蒂通过英超队体检 恒大弃将转战英格兰 北京市内多条公交线路停驶或绕行 吴晓波:反对丝经济 中国不能变成一个下流社会 曝公务员花3万余买通面试官 相关部门介入(图)

(  本)(报)(讯)((记)(者)(张)(伟)()昨)(天)(上)(午)(,最)(高)(人)(民)(法)(院)(召)(开)(新)(闻)(发)(布)(会)(,公)(布)(《关)(于)(审)(理)(民)(间)(借)(贷)(案)(件)(适)(用)(法)(律)(若)(干)(问)(题)(的)(规)(定)(》。这)(一)(自)(9月)(1日)(起)(施)(行)(的)(司)(法)(解)(释)(对)(民)(间)(借)(贷)(行)(为)(的)(利)(率)(问)(题)(作)(出)(规)(定)(,若)(年)(利)(率)(超)(过)(36%,超)(过)(部)(分)(的)(利)(息)(约)(定)(无)(效)(。
  以)(24%与)(36%为)(界)(划)(分)(“两)(线)(三)(区)(”
  最)(高)(人)(民)(法)(院)(审)(判)(委)(员)(会)(专)(职)(委)(员)(杜)(万)(华)(直)(言)(,利)(率)(的)(规)(制)(是)(民)(间)(借)(贷)(的)(核)(心)(问)(题)(,利)(率)(市)(场)(化)(绝)(不)(意)(味)(着)(利)(率)(无)(限)(化)(,更)(不)(意)(味)(着)(利)(率)(无)(序)(化)(,必)(须)(对)(民)(间)(借)(贷)(利)(率)(的)(上)(限)(进)(行)(管)(控)(。
  此)(次)(公)(布)(的)(司)(法)(解)(释)(规)(定)(,借)(贷)(双)(方)(约)(定)(的)(利)(率)(未)(超)(过)(年)(利)(率)(24%,出)(借)(人)(有)(权)(请)(求)(借)(款)(人)(按)(照)(约)(定)(的)(利)(率)(支)(付)(利)(息)(,但)(如)(果)(借)(贷)(双)(方)(约)(定)(的)(利)(率)(超)(过)(年)(利)(率)(36%,则)(超)(过)(年)(利)(率)(36%部)(分)(的)(利)(息)(应)(当)(被)(认)(定)(无)(效)(,借)(款)(人)(有)(权)(请)(求)(出)(借)(人)(返)(还)(已)(支)(付)(的)(超)(过)(年)(利)(率)(36%部)(分)(的)(利)(息)(。
  杜)(万)(华)(表)(示)(,此)(次)(司)(法)(解)(释)(划)(了)(“两)(线)(三)(区)(”,第)(一)(根)(线)(就)(是)(民)(事)(法)(律)(应)(予)(保)(护)(的)(年)(利)(率)(24%,第)(二)(条)(线)(是)(年)(利)(率)(36%以)(上)(的)(借)(贷)(合)(同)(为)(无)(效)(,这)(就)(是)(两)(线)(。划)(分)(了)(三)(个)(区)(域)(,一)(个)(是)(无)(效)(区)(,一)(个)(是)(司)(法)(保)(护)(区)(,一)(个)(是)(自)(然)(债)(务)(区)(。
  “24%-36%这)(一)(部)(分)(把)(它)(作)(为)(一)(个)(自)(然)(债)(务)(,如)(果)(要)(提)(起)(诉)(讼)(,要)(求)(法)(院)(保)(护)(,法)(院)(不)(会)(保)(护)(你)(,但)(是)(当)(事)(人)(愿)(意)(自)(动)(履)(行)(,法)(院)(也)(不)(反)(对)(。另)(外)(,如)(果)(借)(款)(人)(已)(经)(偿)(还)(了)(这)(部)(分)(利)(息)(,之)(后)(又)(反)(悔)(要)(求)(偿)(还)(,法)(院)(同)(样)(会)(驳)(回)(。”杜)(万)(华)(说)(。
  规)(定)(五)(种)(民)(间)(借)(贷)(合)(同)(无)(效)(情)(形)(
  本)(次)(出)(台)(的)(《规)(定)(》对)(无)(效)(民)(间)(借)(贷)(行)(为)(具)(体)(情)(形)(进)(行)(了)(明)(确)(,共)(有)(五)(种)(:套)(取)(金)(融)(机)(构)(信)(贷)(资)(金)(又)(高)(利)(转)(贷)(给)(借)(款)(人)(,且)(借)(款)(人)(事)(先)(知)(道)(或)(者)(应)(当)(知)(道)(的)(;以)(向)(其)(他)(企)(业)(借)(贷)(或)(者)(向)(本)(单)(位)(职)(工)(集)(资)(取)(得)(的)(资)(金)(又)(转)(贷)(给)(借)(款)(人)(牟)(利)(,且)(借)(款)(人)(事)(先)(知)(道)(或)(者)(应)(当)(知)(道)(的)(;出)(借)(人)(事)(先)(知)(道)(或)(者)(应)(当)(知)(道)(借)(款)(人)(借)(款)(用)(于)(违)(法)(犯)(罪)(活)(动)(仍)(然)(提)(供)(借)(款)(的)(;违)(背)(社)(会)(公)(序)(良)(俗)(的)(;以)(及)(其)(他)(违)(反)(法)(律)(、行)(政)(法)(规)(效)(力)(性)(强)(制)(性)(规)(定)(的)(。
  此)(外)(,该)(司)(法)(解)(释)(还)(规)(定)(,对)(于)(涉)(嫌)(非)(法)(集)(资)(犯)(罪)(的)(民)(间)(借)(贷)(案)(件)(,人)(民)(法)(院)(应)(当)(不)(予)(受)(理)(或)(者)(驳)(回)(起)(诉)(,并)(将)(涉)(嫌)(非)(法)(集)(资)(犯)(罪)(的)(线)(索)(、材)(料)(移)(送)(公)(安)(或)(者)(检)(察)(机)(关)(。对)(于)(与)(民)(间)(借)(贷)(案)(件)(虽)(有)(关)(联)(,但)(不)(是)(同)(一)(事)(实)(的)(犯)(罪)(,人)(民)(法)(院)(应)(当)(将)(犯)(罪)(线)(索)(材)(料)(移)(送)(侦)(查)(机)(关)(,但)(民)(间)(借)(贷)(案)(件)(仍)(然)(继)(续)(审)(理)(。
  杜)(万)(华)(表)(示)(,2014年)(全)(国)(法)(院)(审)(结)(民)(间)(借)(贷)(纠)(纷)(案)(件)(102.4万)(件)(,同)(比)(增)(长)(19.89%,2015年)(上)(半)(年)(已)(经)(审)(结)(52.6万)(件)(,同)(比)(增)(长)(26.1%,民)(间)(借)(贷)(纠)(纷)(已)(经)(成)(为)(继)(婚)(姻)(家)(庭)(之)(后)(第)(二)(位)(民)(事)(诉)(讼)(类)(型)(。“新)(的)(民)(间)(借)(贷)(司)(法)(解)(释)(,有)(利)(于)(回)(应)(人)(民)(群)(众)(对)(借)(贷)(安)(全)(和)(公)(平)(正)(义)(的)(追)(求)(和)(金)(融)(市)(场)(化)(改)(革)(对)(形)(势)(发)(展)(和)(司)(法)(工)(作)(的)(要)(求)(。”
  对)(网)(贷)(平)(台)(如)(何)(担)(责)(作)(出)(规)(定)(
  司)(法)(解)(释)(同)(时)(对)(互)(联)(网)(借)(贷)(平)(台)(的)(责)(任)(作)(出)(规)(定)(。
  杜)(万)(华)(表)(示)(,我)(国)(已)(经)(形)(成)(了)(有)(别)(于)(国)(外)(P2P网)(贷)(模)(式)(的)(新)(特)(点)(,同)(时)(也)(产)(生)(了)(平)(台)(角)(色)(复)(杂)(、监)(管)(主)(体)(缺)(位)(、信)(用)(系)(统)(缺)(乏)(等)(新)(问)(题)(。在)(当)(前)(涉)(及)(P2P网)(络)(借)(贷)(平)(台)(的)(法)(律)(规)(范)(缺)(失)(的)(情)(况)(下)(,本)(《规)(定)(》分)(别)(对)(于)(P2P涉)(及)(居)(间)(和)(担)(保)(两)(个)(法)(律)(关)(系)(时)(,是)(否)(应)(当)(以)(及)(如)(何)(承)(担)(民)(事)(责)(任)(作)(出)(了)(规)(定)(。
  按)(照)(《规)(定)(》,借)(贷)(双)(方)(通)(过)(P2P网)(贷)(平)(台)(形)(成)(借)(贷)(关)(系)(,网)(络)(贷)(款)(平)(台)(的)(提)(供)(者)(仅)(提)(供)(媒)(介)(服)(务)(,则)(不)(承)(担)(担)(保)(责)(任)(;如)(果)(P2P网)(贷)(平)(台)(的)(提)(供)(者)(通)(过)(网)(页)(、广)(告)(或)(者)(其)(他)(媒)(介)(明)(示)(或)(者)(有)(其)(他)(证)(据)(证)(明)(其)(为)(借)(贷)(提)(供)(担)(保)(,根)(据)(出)(借)(人)(的)(请)(求)(,人)(民)(法)(院)(可)(以)(判)(决)(P2P网)(贷)(平)(台)(的)(提)(供)(者)(承)(担)(担)(保)(责)(任)(。
)


相关文章

版权所有:南方新闻网 粤ICP备05070829 网站标识码4400000131
主办:南方新闻网 协办:广东省经济和信息化委员会 承办:南方新闻网
建议使用1024×768分辨率 IE7.0以上版本浏览器