• 微博
  • 微信微信二维码

广东省人民政府首页  >  要闻动态  >  广东要闻

一行三会监管模式将迎变革

来源: 南方日报网络版     时间: 2019年09月16日 08:45:01
【字体:

我要玩分分彩群平台直招龙虎代理客服QQ/微信【421618535】诚招代理【在线开户网址um996.com】龙虎和龙虎1赔2.211合1赔9.95,定位胆1赔9.95腾讯分分彩,5分,10分彩,最高返水100反9快,最高赔率,正规信誉大平台平台24h提供注册及登录。一行三会监管模式将迎变革

北京交管部门将加大对违规上路车辆执法力度 云南新发现两具1.8亿年前恐龙化石 北京市召开空气重污染应对部署会 FIFA下周举行腐败调查听证会 布拉特将接受询问 首届“阿拉伯中国贸易周”在阿布扎比举行 法大:邓亚萍任教授符合条件 聘期3年内免费教学 北京交通摄像头连夜调成拍单双号模式 黑龙江哈伊公路庆安段发生车祸 伊春一局长身亡 巴巴沃森改口十冠退役说 称拿下世界第一再退役 美巡最佳赛事评选揭晓 菲尼克斯公开赛独中三元 中国与南海及周边15国海洋合作成果丰硕 北京三里屯又现街头营销:多名女子上身裸露 众筹进军海外市场 股权众筹平台首推跨境融资 红色预警启动后公交预计日增200万客流 众筹平台“下乡”找优质农业项目 入选将获众筹投资

(  一)(行)(三)(会)(合)(并)(央)(行)(能)(否)(主)(导)(存)(争)(议)(
  文)(章)(导)(读)(:时)(隔)(22年)(,刚)(刚)(过)(去)(的)(11月)(再)(度)(成)(为)(中)(国)(金)(融)(监)(管)(体)(制)(改)(革)(最)(鼓)(点)(密)(集)(的)(一)(个)(月)(。
  【宏)(观)(·政)(策)(】金)(融)(监)(管)(“巨)(无)(霸)(”来)(了)(?
  《中)(国)(经)(济)(周)(刊)(》
  时)(隔)(22年)(,刚)(刚)(过)(去)(的)(11月)(再)(度)(成)(为)(中)(国)(金)(融)(监)(管)(体)(制)(改)(革)(最)(鼓)(点)(密)(集)(的)(一)(个)(月)(。
  1993年)(,国)(务)(院)(发)(布)(《关)(于)(金)(融)(体)(制)(改)(革)(的)(决)(定)(》,为)(分)(业)(监)(管)(体)(制)(奠)(定)(基)(础)(,金)(融)(监)(管)(开)(始)(筹)(谋)(从)(央)(行)(“大)(一)(统)(”走)(向)(“四)(分)(天)(下)(”的)(格)(局)(。待)(后)(来)(证)(监)(会)(、保)(监)(会)(、银)(监)(会)(相)(继)(落)(地)(,这)(一)(筹)(谋)(过)(程)(整)(整)(延)(续)(了)(10年)(之)(久)(。
  今)(年)(11月)(以)(来)(,越)(来)(越)(壮)(大)(的)(呼)(声)(围)(绕)(着)(金)(融)(监)(管)(由)(“四)(分)(天)(下)(”回)(归)(“大)(一)(统)(”的)(体)(制)(改)(革)(。从)(写)(入)(月)(初)(公)(布)(的)(“十)(三)(五)(”规)(划)(建)(议)(,到)(国)(务)(院)(新)(闻)(办)(吹)(风)(会)(上)(流)(露)(讯)(号)(,再)(到)(“人)(民)(币)(先)(生)(”周)(小)(川)(在)(月)(底)(的)(表)(态)(,重)(头)(部)(委)(几)(乎)(集)(体)(开)(腔)(发)(声)(,关)(于)(顺)(应)(新)(形)(势)(的)(金)(融)(监)(管)(体)(制)(改)(革)(的)(顶)(层)(设)(计)(消)(息)(不)(断)(。
  据)(记)(者)(了)(解)(,目)(前)(主)(流)(的)(设)(计)(方)(案)(分)(为)(两)(种)(:一)(是)(“一)(行)(三)(会)(”(指)(央)(行)(、证)(监)(会)(、银)(监)(会)(、保)(监)(会)()合)(并)(,成)(立)(金)(融)(监)(管)(局)(;另)(一)(种)(是)(由)(央)(行)(牵)(头)(成)(立)(监)(管)(协)(调)(机)(制)(。无)(论)(哪)(一)(种)(,中)(国)(金)(融)(监)(管)(体)(制)(都)(将)(打)(破)(“九)(龙)(治)(水)(”的)(现)(状)(,金)(融)(监)(管)(名)(副)(其)(实)(的)(“巨)(无)(霸)(”可)(能)(应)(运)(而)(生)(。
  最)(高)(决)(策)(层)(为)(改)(革)(“站)(台)(”
  11月)(4日)(面)(世)(的)(《中)(共)(中)(央)(关)(于)(制)(定)(国)(民)(经)(济)(和)(社)(会)(发)(展)(第)(十)(三)(个)(五)(年)(规)(划)(的)(建)(议)(》中)(,修)(改)(现)(行)(金)(融)(监)(管)(框)(架)(的)(决)(策)(意)(图)(首)(次)(明)(确)(地)(跃)(然)(纸)(上)(。其)(中)(,“改)(革)(并)(完)(善)(适)(应)(现)(代)(金)(融)(市)(场)(发)(展)(的)(金)(融)(监)(管)(框)(架)(”、“实)(现)(金)(融)(风)(险)(监)(管)(全)(覆)(盖)(”的)(表)(述)(,被)(广)(泛)(解)(读)(为)(中)(国)(金)(融)(监)(管)(体)(系)(改)(革)(已)(经)(提)(上)(议)(事)(日)(程)(。
  5天)(之)(后)(,在)(国)(务)(院)(新)(闻)(办)(举)(行)(的)(吹)(风)(会)(上)(,中)(央)(财)(经)(领)(导)(小)(组)(办)(公)(室)(副)(主)(任)(杨)(伟)(民)(提)(到)(,要)(对)(现)(行)(金)(融)(监)(管)(体)(制)(进)(行)(改)(革)(,具)(体)(改)(革)(方)(案)(还)(需)(要)(进)(一)(步)(研)(究)(和)(制)(定)(。再)(次)(坐)(实)(了)(现)(行)(“一)(行)(三)(会)(”的)(监)(管)(模)(式)(将)(迎)(变)(革)(,并)(体)(现)(出)(最)(高)(决)(策)(层)(的)(重)(视)(程)(度)(。
  11月)(13日)(,全)(国)(人)(大)(财)(经)(委)(副)(主)(任)(委)(员)(尹)(中)(卿)(公)(开)(建)(议)(,要)(把)(“一)(行)(三)(会)(”合)(并)(为)(统)(一)(的)(综)(合)(监)(管)(机)(构)(,设)(立)(中)(国)(金)(融)(监)(督)(管)(理)(委)(员)(会)(。
  更)(细)(节)(的)(表)(态)(出)(自)(央)(行)(行)(长)(周)(小)(川)(11月)(25日)(刊)(发)(在)(《人)(民)(日)(报)(》上)(的)(《深)(化)(金)(融)(体)(制)(改)(革)(》一)(文)(。作)(为)(“一)(行)(三)(会)(”中)(最)(核)(心)(的)(机)(构)(掌)(舵)(者)(,周)(小)(川)(撰)(文)(强)(调)(,将)(“加)(强)(金)(融)(宏)(观)(审)(慎)(管)(理)(制)(度)(建)(设)(,加)(强)(统)(筹)(协)(调)(,改)(革)(并)(完)(善)(适)(应)(现)(代)(金)(融)(市)(场)(发)(展)(的)(金)(融)(监)(管)(框)(架)(”。
  市)(场)(据)(此)(判)(断)(改)(革)(步)(履)(已)(近)(。
  “强)(化)(综)(合)(经)(营)(监)(管)(,实)(现)(新)(型)(金)(融)(业)(态)(监)(管)(全)(覆)(盖)(。强)(化)(对)(金)(融)(控)(股)(公)(司)(,以)(理)(财)(产)(品)(、私)(募)(基)(金)(、场)(外)(配)(资)(等)(为)(代)(表)(的)(跨)(行)(业)(跨)(市)(场)(交)(叉)(性)(金)(融)(业)(务)(监)(管)(全)(覆)(盖)(。”周)(小)(川)(在)(文)(中)(如)(是)(写)(道)(。
  而)(近)(几)(年)(金)(融)(业)(态)(的)(变)(化)(正)(是)(金)(融)(监)(管)(体)(制)(思)(变)(的)(重)(要)(内)(因)(,目)(前)(由)(多)(头)(多)(级)(监)(管)(机)(构)(负)(责)(不)(同)(监)(管)(领)(域)(的)(模)(式)(已)(不)(再)(适)(用)(于)(金)(融)(混)(业)(经)(营)(的)(现)(状)(。
  地)(方)(银)(监)(部)(门)(的)(一)(位)(权)(威)(人)(士)(对)(《中)(国)(经)(济)(周)(刊)(》记)(者)(分)(析)(称)(:“过)(去)(金)(融)(机)(构)(业)(务)(的)(交)(叉)(很)(少)(,分)(业)(监)(管)(体)(制)(诞)(生)(于)(我)(们)(国)(家)(金)(融)(体)(系)(还)(很)(稚)(嫩)(的)(阶)(段)(,优)(势)(是)(能)(够)(阻)(止)(金)(融)(风)(险)(在)(不)(同)(金)(融)(机)(构)(之)(间)(的)(传)(递)(。”
  由)(于)(金)(融)(创)(新)(的)(不)(断)(发)(展)(,不)(断)(有)(新)(的)(金)(融)(衍)(生)(品)(出)(现)(和)(金)(融)(业)(务)(交)(叉)(。“比)(如)(银)(保)(渠)(道)(可)(以)(在)(银)(行)(柜)(台)(出)(售)(分)(红)(类)(保)(险)(产)(品)(,在)(分)(业)(监)(管)(的)(制)(度)(下)(,是)(由)(银)(监)(会)(和)(保)(监)(会)(分)(别)(负)(责)(,存)(在)(重)(复)(监)(管)(和)(监)(管)(盲)(区)(。”上)(述)(人)(士)(告)(诉)(《中)(国)(经)(济)(周)(刊)(》记)(者)(,“再)(比)(如)(不)(断)(出)(现)(的)(网)(络)(金)(融)(公)(司)(、金)(融)(控)(股)(集)(团)(等)(,金)(融)(业)(务)(之)(间)(的)(边)(界)(越)(来)(越)(模)(糊)(,现)(有)(的)(分)(业)(监)(管)(体)(制)(显)(得)(力)(不)(从)(心)(。”
  记)(者)(注)(意)(到)(,原)(先)(传)(统)(的)(以)(保)(险)(业)(务)(为)(主)(的)(公)(司)(如)(今)(旗)(下)(综)(合)(了)(信)(托)(、证)(券)(、基)(金)(、期)(货)(、互)(联)(网)(金)(融)(、租)(赁)(业)(务)(等)(,许)(多)(银)(行)(也)(发)(展)(成)(了)(拥)(有)(众)(多)(金)(融)(衍)(生)(品)(的)(投)(融)(资)(平)(台)(,相)(互)(渗)(透)(的)(跨)(界)(混)(业)(经)(营)(与)(现)(有)(分)(业)(监)(管)(体)(制)(已)(经)(不)(相)(兼)(容)(。
  一)(位)(在)(银)(行)(从)(业)(超)(过)(20年)(的)(资)(深)(人)(士)(对)(《中)(国)(经)(济)(周)(刊)(》记)(者)(表)(示)(,“现)(有)(体)(制)(下)(,央)(行)(在)(执)(行)(货)(币)(政)(策)(的)(同)(时)(仍)(然)(具)(有)(监)(管)(职)(能)(,和)(三)(会)(的)(监)(管)(职)(能)(存)(在)(一)(定)(重)(叠)(,比)(如)(银)(行)(业)(金)(融)(机)(构)(要)(对)(央)(行)(和)(银)(监)(会)(上)(报)(同)(样)(的)(报)(表)(,金)(融)(机)(构)(发)(生)(的)(风)(险)(事)(件)(、案)(件)(也)(同)(样)(要)(上)(报)(不)(同)(监)(管)(机)(构)(所)(对)(应)(的)(监)(管)(部)(门)(,这)(就)(造)(成)(了)(重)(复)(监)(管)(,效)(率)(低)(下)(。”
  A股)(震)(荡)(加)(码)(改)(革)(决)(心)(
  有)(媒)(体)(称)(,直)(到)(今)(年)(6月)(爆)(发)(的)(A股)(深)(度)(调)(整)(,才)(倒)(逼)(决)(策)(层)(加)(快)(改)(革)(的)(步)(伐)(。尤)(其)(是)(A股)(这)(一)(轮)(清)(配)(资)(、去)(杠)(杆)(,产)(业)(资)(本)(、私)(募)(、高)(净)(值)(客)(户)(,主)(要)(采)(用)(两)(融)(、伞)(形)(信)(托)(和)(单)(一)(结)(构)(信)(托)(工)(具)(;散)(户)(主)(要)(采)(用)(互)(联)(网)(平)(台)(和)(系)(统)(分)(仓)(模)(式)(的)(工)(具)(,都)(超)(过)(了)(传)(统)(金)(融)(生)(态)(覆)(盖)(的)(品)(种)(。
  可)(以)(统)(计)(的)(是)(,顶)(峰)(时)(期)(两)(融)(余)(额)(有)(2.3万)(亿)(元)(,机)(构)(预)(计)(场)(外)(配)(资)(规)(模)(约)(1万)(亿)(元)(。而)(信)(托)(的)(监)(管)(权)(在)(银)(监)(会)(,两)(融)(的)(监)(管)(权)(在)(证)(监)(会)(。杠)(杆)(资)(金)(规)(模)(究)(竟)(多)(少)(却)(无)(从)(得)(知)(,具)(体)(投)(向)(也)(很)(难)(追)(踪)(,在)(实)(际)(清)(理)(配)(资)(中)(,券)(商)(和)(信)(托)(的)(一)(些)(口)(角)(也)(暴)(露)(了)(分)(业)(监)(管)(的)(软)(肋)(。
  央)(行)(调)(查)(统)(计)(司)(司)(长)(盛)(松)(成)(曾)(撰)(文)(指)(出)(,金)(融)(业)(分)(业)(监)(管)(已)(无)(法)(适)(应)(混)(业)(经)(营)(的)(需)(要)(,很)(多)(短)(期)(资)(金)(成)(为)(国)(内)(游)(资)(,在)(各)(金)(融)(市)(场)(寻)(找)(套)(利)(机)(会)(,成)(为)(这)(一)(轮)(股)(市)(大)(幅)(震)(荡)(的)(重)(要)(助)(推)(力)(。
  《中)(国)(经)(济)(周)(刊)(》记)(者)(调)(查)(还)(发)(现)(,A股)(深)(度)(调)(整)(时)(期)(配)(资)(过)(热)(的)(背)(景)(就)(是)(它)(还)(处)(于)(法)(律)(缺)(失)(的)(真)(空)(地)(带)(,当)(时)(一)(支)(“生)(力)(军)(”就)(是)(P2P网)(贷)(平)(台)(,至)(少)(有)(20多)(家)(P2P公)(司)(涉)(及)(配)(资)(业)(务)(,比)(如)(富)(门)(理)(财)(、六)(合)(资)(本)(等)(,通)(过)(APP10分)(钟)(就)(能)(完)(成)(配)(资)(。当)(时)(温)(州)(规)(模)(大)(的)(在)(线)(资)(金)(超)(过)(了)(10亿)(元)(。
  而)(P2P却)(是)(现)(有)(监)(管)(体)(制)(下)(的)(盲)(点)(,因)(为)(是)(新)(兴)(的)(金)(融)(机)(构)(类)(别)(,行)(业)(的)(监)(管)(细)(则)(迟)(迟)(没)(有)(出)(台)(,配)(资)(平)(台)(在)(配)(资)(过)(程)(中)(资)(金)(使)(用)(的)(不)(确)(定)(性)(也)(增)(加)(了)(平)(台)(风)(险)(,这)(些)(都)(加)(大)(了)(现)(有)(监)(管)(体)(制)(的)(运)(行)(难)(度)(。
  据)(记)(者)(了)(解)(,配)(资)(人)(将)(资)(金)(打)(入)(由)(P2P平)(台)(管)(理)(的)(账)(户)(内)(,P2P平)(台)(可)(以)(随)(时)(动)(用)(其)(中)(的)(资)(金)(,资)(金)(池)(就)(此)(形)(成)(。银)(监)(会)(虽)(然)(曾)(对)(P2P平)(台)(建)(立)(资)(金)(池)(严)(厉)(禁)(止)(,想)(要)(规)(避)(资)(金)(池)(形)(成)(后)(存)(在)(卷)(款)(跑)(路)(的)(可)(能)(性)(,但)(由)(于)(同)(时)(涉)(及)(资)(本)(市)(场)(运)(作)(,监)(管)(效)(力)(并)(不)(明)(显)(。
  学)(者)(宋)(清)(辉)(表)(示)(,“单)(靠)(银)(监)(会)(、证)(监)(会)(一)(己)(之)(力)(难)(以)(实)(现)(对)(互)(联)(网)(金)(融)(、私)(募)(基)(金)(等)(配)(资)(模)(式)(进)(行)(全)(面)(监)(管)(,这)(就)(需)(要)(多)(个)(部)(门)(的)(协)(作)(,因)(此)(非)(常)(有)(必)(要)(建)(立)(超)(级)(金)(融)(监)(管)(机)(构)(。”
  方)(案)(之)(争)(
  除)(了)(将)(“一)(行)(三)(会)(”合)(并)(这)(一)(方)(案)(之)(外)(,也)(存)(在)(另)(一)(种)(方)(案)(,就)(是)(保)(留)(“一)(行)(三)(会)(”,在)(其)(之)(上)(成)(立)(一)(个)(金)(融)(监)(管)(决)(策)(委)(员)(会)(,同)(时)(确)(立)(央)(行)(在)(金)(融)(业)(监)(管)(中)(的)(主)(导)(地)(位)(。目)(前)(舆)(论)(对)(于)(两)(种)(模)(式)(的)(优)(劣)(之)(分)(相)(持)(不)(下)(。
  有)(人)(担)(忧)(,如)(果)(将)(“一)(行)(三)(会)(”合)(并)(成)(立)(监)(管)(“巨)(无)(霸)(”,可)(能)(形)(成)(监)(管)(垄)(断)(。记)(者)(了)(解)(到)(,当)(前)(实)(行)(的)(多)(个)(监)(管)(机)(构)(分)(业)(分)(层)(的)(金)(融)(监)(管)(体)(制)(下)(,中)(央)(和)(地)(方)(多)(个)(监)(管)(机)(构)(拥)(有)(不)(同)(的)(监)(管)(权)(力)(,“三)(会)(”及)(其)(派)(出)(机)(构)(之)(间)(、各)(地)(方)(政)(府)(金)(融)(管)(理)(机)(构)(之)(间)(存)(在)(竞)(争)(机)(制)(和)(模)(仿)(动)(机)(,其)(实)(是)(有)(利)(于)(防)(止)(出)(现)(监)(管)(垄)(断)(的)(,未)(来)(走)(向)(“大)(一)(统)(”确)(实)(存)(在)(垄)(断)(之)(虞)(。
  但)(不)(赞)(成)(成)(立)(金)(融)(监)(管)(决)(策)(委)(员)(会)(的)(观)(点)(则)(认)(为)(,这)(种)(形)(式)(只)(是)(联)(席)(会)(议)(的)(2.0版)(,尽)(管)(平)(衡)(了)(“大)(一)(统)(”和)(“四)(分)(天)(下)(”两)(种)(格)(局)(的)(缺)(陷)(,但)(显)(得)(相)(对)(中)(庸)(,主)(要)(的)(问)(题)(在)(于)(四)(大)(金)(融)(监)(管)(机)(构)(均)(为)(独)(立)(的)(正)(部)(级)(单)(位)(,自)(成)(系)(统)(,利)(益)(取)(向)(也)(不)(尽)(相)(同)(,即)(使)(建)(立)(协)(调)(决)(策)(机)(构)(也)(可)(能)(难)(以)(令)(决)(策)(落)(地)(推)(行)(,未)(必)(会)(有)(很)(好)(的)(决)(策)(效)(果)(。
  更)(多)(观)(点)(指)(向)(监)(管)(改)(革)(的)(本)(质)(,单)(纯)(的)(加)(减)(法)(并)(不)(能)(够)(一)(劳)(永)(逸)(。曾)(担)(任)(过)(央)(行)(副)(行)(长)(的)(全)(国)(人)(大)(财)(经)(委)(副)(主)(任)(委)(员)(吴)(晓)(灵)(公)(开)(表)(示)(,监)(管)(的)(问)(题)(不)(是)(简)(单)(合)(并)(能)(够)(解)(决)(的)(,“要)(破)(除)(地)(盘)(意)(识)(,才)(能)(在)(金)(融)(业)(实)(行)(功)(能)(监)(管)(,在)(资)(本)(市)(场)(上)(实)(行)(统)(一)(监)(管)(。”
  上)(海)(财)(经)(大)(学)(现)(代)(金)(融)(研)(究)(中)(心)(主)(任)(奚)(君)(羊)(表)(示)(,“从)(前)(景)(来)(看)(,还)(是)(有)(很)(漫)(长)(的)(路)(要)(走)(,因)(为)(现)(在)(我)(们)(的)(金)(融)(监)(管)(从)(很)(大)(程)(度)(上)(是)(被)(动)(的)(,而)(不)(是)(主)(动)(地)(推)(进)(,由)(于)(市)(场)(化)(不)(充)(分)(,出)(现)(了)(问)(题)(,政)(策)(才)(会)(被)(迫)(做)(一)(些)(调)(整)(和)(改)(革)(,资)(本)(市)(场)(建)(立)(已)(经)(20多)(年)(,但)(是)(市)(场)(化)(程)(度)(仍)(然)(很)(低)(,所)(以)(如)(果)(从)(未)(来)(发)(展)(的)(时)(间)(跨)(度)(来)(看)(,我)(估)(计)(至)(少)(还)(要)(10年)(才)(能)(比)(较)(完)(善)(。”
  (实)(习)(生)(谢)(静)(宜)(对)(本)(文)(亦)(有)(贡)(献)()
)


相关文章

版权所有:南方新闻网 粤ICP备05070829 网站标识码4400000131
主办:南方新闻网 协办:广东省经济和信息化委员会 承办:南方新闻网
建议使用1024×768分辨率 IE7.0以上版本浏览器